Real estate appraisal services for homeowners in the city of Spartanburg and Spartanburg County

Here are the top seven reasons SC homeowners need The Coleman Company:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
Remove PMI to cut your mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a SC divorce, when property needs to be divided
To settle an estate in SC by determining the true market value of property in question

Own a house in or near Spartanburg, SC and need help determining the price of it?
Contact The Coleman Company.

We at The Coleman Company understand the unique needs of a customer in need of appraisal services. Our usual business clients get the appraisal process and the usual "products" we deliver to them. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at The Coleman Company, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping folks just like you abolish undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other properties close to yours. That means you are most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from The Coleman Company is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

If your house is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from The Coleman Company can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? The Coleman Company can help with that too. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.